Workers Compensation and Young Workers
Many times parents are so glad their child is demonstrating responsibility to find a job and earn money they fail to examine the potential consequences of work place incidents or injuries. Teen workers are afforded the same workplace safety and worker compensation insurance coverage that adults have.
Currently there are three states (Texas, South Carolina, and New Jersey) that do not require employers to provide worker compensation insurance. However employers in those states are required to provide written notification informing employees that they are not covered by state mandated worker compensation insurance.
Stop for a minute and think about the devastating impact, both personal and financial, a serious injury could have on a family. If a teen employee is working for an employer that does not provide insurance, is it really worth the exposure for a minimum wage (or less) job?
Tyler’s employer, like many in the State of Texas, did not provide Worker Compensation insurance for their employees. We challenge all parents of children that work outside of the home to verify they are covered by Worker Compensation insurance, especially if they have a safety sensitive job that requires driving a vehicle.
For more information regarding workplace safety and worker compensation insurance requirements, please see the following links.